I have the luxury of time.
I have the luxury to take 4 or even 5 years to complete my master's degree. I'm not in a rush. It's less stressful and suits our family's rhythm. Taking my time makes it more affordable, so I don't need to wrack up huge student loans. It helps that we've mastered living on one income so I don't need to rush to finish and get a job (although the second income and the work will be welcome when the time comes!).
I have the luxury to spend an hour walking downtown to have lunch with friends, then spend another hour walking home. There are things I could be doing, but enjoying a beautiful day, getting exercise, and eating with friends is a perfect way to spend 3 hours.
I have the luxury of time. I recognize it is a luxury and that makes me sad. Because time shouldn't be a luxury.
Sometimes we're busy doing things we love, and time doesn't feel wasted. Sometimes we're busy doing the things, the necessary things, that make our lives possible: working, taking care of the kids, buying the groceries, doing the laundry.
I'm lucky, though. I have the luxury of time. At least for today.